A place for every part of your paycheck.
See what you have, cover what’s coming, and keep track of what you can spend. Your budget follows you across web and iPhone.
Start with 14 days of Pro. No credit card required. Keep using Free afterward.
Actual Alto screen. Sample data.
Know what’s yours to assign.
Ready to Assign shows money available to put toward expenses and savings now. Expected income stays separate, so you can plan ahead without treating a future paycheck as cash you already have.
Use weekly, biweekly, twice-monthly, or monthly pay schedules. Add multiple income sources and choose the main income that sets your pay period.
Explore Alto for biweekly payRead the guideActual Alto screen. Sample data.
Bills have dates. Spending has a window.
Plan for bills with due dates and flexible spending like groceries. Assign the full amount or build it up across paychecks, including money reserved for future expenses.
Each category follows its own schedule. A monthly spending category keeps one monthly window, even when you move between paycheck views. Assigned, spent, and available stay together.
Read the guideActual Alto screen. Sample data.
Less sorting. More understanding.
Enter transactions yourself, import a CSV, or connect a supported bank with Pro. Review pending and posted transactions, search your history, and see what still needs a category.
Alto suggests categories from matching transactions you’ve categorized before. Review and accept a suggestion, or choose another category.
Read the guideActual Alto screen. Sample data.
Make room for what comes next.
Set a savings target and an optional target date. Assign money as you go and see your progress alongside the rest of your budget. Assigning money in Alto organizes your plan; it does not move money at your bank.
Track credit cards and loans as debt accounts. Plan their payments with your other expenses and record transfers when you make a payment.
Read the guideActual Alto screen. Sample data.
Step back. See the whole picture.
Review your account balances and use reports to understand income, spending, cash flow, and forecasts. Estimates help you plan; recorded transactions tell you what has happened.
Your accounts and budget stay with your Alto account on web and iPhone. Explore Alto for iPhone.
Actual Alto screen. Sample data.
Put your next paycheck to work.
Make a plan for your bills, everyday spending, and savings.
Start with 14 days of Pro. No credit card required.