How does the free tier work?

The free tier gives you access to core budgeting features with limited accounts. You can upgrade anytime to unlock unlimited accounts and bank sync.

Can I cancel my subscription anytime?

Yes, you can cancel your Pro subscription at any time. You'll continue to have access until the end of your billing period.

Is my financial data secure?

Yes, we use bank-level encryption and never store your bank credentials. All connections are made through Plaid, a trusted financial services provider.

What payment methods do you accept?

We accept all major credit cards through Stripe, our secure payment processor.

Pricing | Alto

Simple, Transparent Pricing

Start free and upgrade when you're ready for more.

MonthlyYearly

Free

Get started with the basics

$0/forever

Up to 2 accounts
Pay period budgeting
Calendar view & bill tracking
Unlimited categories
Bank sync via Plaid
Unlimited accounts

Get Started Free

Pro

Everything, unlimited

$4.20/month

Unlimited accounts
Bank sync via Plaid
Pay period budgeting
Calendar view & bill tracking
Credit card debt management
Priority support

Start 21-Day Free Trial

No credit card required to start

Frequently Asked Questions

Got questions? We've got answers.

Most budgeting apps force you into monthly budgets, but that doesn't match how most people get paid. Alto lets you budget paycheck by paycheck, so you're working with money you actually have, not money you might get later. Plus, we handle credit cards correctly - as debt, not available spending money.