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Make a plan for every paycheck.

Learn how to cover bills, set money aside, and keep track of everyday spending. Start with a budgeting guide, then follow the steps in Alto.

Understand the method

Start with how you get paid.

Practical explanations you can use with a notebook, a spreadsheet, or Alto.

Featured guide · Worked example

How to budget biweekly pay

Walk through two paychecks, reserve rent before its due date, and give a three-paycheck month a plan.

Read the biweekly guide
Pay dates and bill datesA two-paycheck exampleRent reserved aheadThree-paycheck months
Put it into practice

See each step in Alto.

Choose iPhone or desktop to follow the screens you use.

Start your budget

Your first paycheck budget

Follow a paycheck through income, bills, spending, savings, and your next payday.

Illustrated walkthrough · Real Alto screens
Track your spending

Categorize a transaction

Follow a grocery purchase and see how it updates spent and available in your budget.

Illustrated walkthrough · Real Alto screens